Down Payment Assistance Programs

Mortgage Credit Certificate Program

 The HFA of Palm Beach County program offers a mortgage credit certificate program that may used with any 15-year or 30-year fixed rate first mortgage. 

Own a Home Opportunity Program

 A 30-year deferred, 0% interest second mortgage up to $10,000 dollars. Must be used for down payment and/or closing cost it must be repaid - never forgiven

Down payment and closing cost assistance programs

Own A Home Opportunity Grant

You may qualify for a 3%, 4% or 5% grant of the note amount. The grant must be used for down payment and closing cost assistance. This grant is never repaid